Take-Home Pay Calculator
Estimate net pay from gross salary using income tax, social contributions and pre-tax deductions.
Runs 100% in your browser — nothing is uploaded.
Result
Formula
Net = gross − (gross − pre-tax deductions) × (tax + social rates).
About this calculator
Tax rules vary by country and filing status. This is a planning estimate — check local tables for exact amounts.
How to use
- 1
Enter your annual gross salary.
- 2
Set the income tax rate and social contributions percentage, and optionally add pre-tax deductions.
- 3
Choose your pay frequency to see net pay per period.
Frequently asked questions
What is the difference between gross pay and net pay?
Gross pay is your total earnings before any deductions. Net pay, also known as take-home pay, is the amount you receive after taxes and other deductions are withheld.
How are federal taxes calculated?
Federal income tax is calculated using progressive tax brackets. Your taxable income is determined by subtracting the standard deduction (or itemized deductions) from your gross income. Each portion of your income is taxed at the corresponding rate for your filing status.
What are FICA taxes?
FICA taxes fund Social Security and Medicare. The Social Security tax rate is 6.2% of your gross income up to an annual wage base limit, and the Medicare tax rate is 1.45% of all your gross income. If you earn over a certain threshold, an additional 0.9% Medicare tax may apply.
Please note: Results are estimates for general information only and are not professional or medical/financial advice.